About Us Loan Programs Calculator Consultants Apply Online Contact Us Loan Programs Our mortgage consultants will answer all of your questions and guide you through every step of the home financing process, from application to closing. We offer hundreds of different programs for you to choose from. Whether you’re considering a purchasing a new home, refinancing an existing home, or of you need assistance with financing options like home equity or renovations loans, we can help. Fixed Rate Mortgage The interest rate on your loan is fixed for the entire term. The principal and interest payments remain the same making easier for monthly budgeting. Adjustable Rate Mortgage Your interest rate is fixed for a period of time, good for people who do not plan to stay in the home for a long period of time. 80/20 A 100% percent mortgage. Allows you to purchase a home without a down payment. Construction Loans Build your dream home. Your builder or contractor draws funds for construction cost as needed. You pay little interest during construction and may lock a fixed rate when construction is completed. No Income / No Asset Loans This mortgage is completed with no verification of income or assets. If you are self employed or cannot verify all of your income you can attain this type of loan as long as you are employed. Investors Programs If you are looking to invest in a property for income or rental we have programs that will allow you to hold multiple investments. Home Equity Mortgage Allows you to use the equity in your home for debt consolidation, home improvement, pool construction, etc. Rehabilitation Loans Considering a "Fixer-upper" or historic property? These programs offer mortgages with the additional funds needed to remodel or improve the value of your investment. 2nd Home or Vacation Home If you are looking for a winter haven or a permanent location at your favorite vacation spot we have programs to make you dreams come true. Home Equity Loans Unlock the equity in your home. Get the money you need for a new addition, add a pool, pay for college, pay-off higher interest credit cards improving monthly cash flow, buy a car or take a dream vacation. 2nd Mortgage or Debt Consolidation Need to get out from underneath a mountain of consumer debt? This program can use up to 100% of your homes value to lower your combined monthly payments while getting you back on the right financial track improving your overall credit situation.   Home FAQ's Locations Privacy Policy     Site Design & Hosting © 2008 Digital Brainchild Inc. Best viewed with Internet Explorer